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Payment Methods

There are many safe and secure ways to pay while shopping at Divinity art studio.com!

The following payment options are accepted:

  • Credit card (Visa, Mastercard, )

  • Debit card (Visa, Mastercard, ) 

  • Bank transfer

  • UPI

 

CREDIT CARD

We use Razorpay for processing payments. We/Razorpay do not store your card data on their servers. The data is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS) when processing payment. Your purchase transaction data is only used as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is not saved.

Our payment gateway adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.

PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

For more insight, you may also want to read terms and conditions of razorpay on https://razorpay.com

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THIRD-PARTY SERVICES

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In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

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SECURITY

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To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

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USER DISCRETION

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You can always choose not to provide information and in such cases, if the information required is mandatory, you will not be able to avail those services, features or contents. 

The Company may, if you prefer, send direct advertisement mailers to you at the address given by you. You have the option to opt-out of this direct mailer by clicking at the unsubscribed link option attached to e-mail. The Company respects your privacy and if you do not want to receive any kind of communications from Divinity art studio  or have any grievances to share, please report to divinityartstudio@gmail.com 

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IMPORTANT DISCLAIMER

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Although the Company provides full security and secrecy to your personal information, we urge you to be careful with very sensitive information and do not share it with any third party claiming to be related to the Company on separate emails/phone calls etc. The Company disclaims any and all liabilities towards any such claims that have arisen due to your own negligence or willful misconduct and the Company takes no responsibility of the same.

Why was my credit card rejected?

Your card can be rejected for several reasons:

  • The requested data does not coincide with that of your card. A simple typing error in one of the fields can cause the operation to be rejected.

  • You have exceeded your card limit. It is also possible that you have exceeded the credit limit. Your bank can give you all the information you need about your card and payment options.

  • Your credit card has expired. By mistake you could be using an expired credit card: check the dates on the card.

If these or other problems occur, please contact our Customer Service

Are credit card transactions secure?

Absolutely yes.

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BANK TRANSFER

If you choose to pay via bank transfer, click on the "Complete your order" button to finish the transaction. You will receive an email that summarizes your order information and notifies you of the necessary information needed to make the bank transfer.

If these or other problems occur, please contact our Customer Service

When will my order be shipped?

Your order will be processed upon receipt of the transferred amount.

At the expected delivery time it will therefore it is necessary to add the time within which we will receive the credit transfer.

 

UPI PAY

UPI is a single platform that merges various banking services and features under one umbrella. A UPI ID and PIN are sufficient to send and receive money. Real-time bank-to-bank payments can be made using a mobile number or virtual payment address (UPI ID).

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